Medicare Part D (Prescription Drugs)
Prescription drug coverage to help reduce medication costs through Medicare-approved private plans.
What's Included
Lower Drug Costs
Pay less for your prescription medications with coverage for brand-name and generic drugs.
Formulary Coverage
Each plan has a list of covered drugs organized into tiers with different cost levels.
Coverage Gap Protection
Recent changes have improved coverage during the donut hole, reducing your out-of-pocket costs.
Extra Help Available
Low-income beneficiaries may qualify for Extra Help to pay Part D costs.
Medicare Part D is a federal program that helps Medicare beneficiaries cover the cost of prescription drugs. Offered through private insurance companies, Part D plans provide coverage for a wide range of medications.
How Part D Works
Part D plans have different phases: deductible, initial coverage, coverage gap (donut hole), and catastrophic coverage. Understanding these phases helps you plan for your medication costs throughout the year.
2025 Part D Changes
Big changes are coming to Medicare Part D. The Inflation Reduction Act has capped out-of-pocket drug costs, making prescription coverage more affordable for many beneficiaries. Contact us to learn how these changes affect you.
Get Your Medicare Part D (Prescription Drugs) Quote
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Review Your Drug Coverage
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